Alternative ways to resolve a conflict


How to Build a Mediation Presentation That Will Make an Insurance Adjuster's Sphincter Tighten

I arrived to help my client prepare for his"What's great about my case?" ask yourself,
upcoming mediation. The first thing he did"If I were the adjuster, what about this case
was show me all the wonderful family photoswould  freak  me  out?"
he had of his client and her husband, the
decedent.THE ELEMENTS OF THE SPHINCTER-TIGHTENING
PRESENTATION
"My guy was the perfect plaintiff," the
attorney began. "Spent tons of time with hisTheir  Witnesses  and  Documents
kids. He was the one who took them to school
most every morning, he coached all theirThe first answer is bad defense witnesses.
teams. An elder in his church. Loved by hisSince lawyers in general-and busy defense
neighbors. A consummate professional. Hisfirms in particular-tend to do a terrible job
wife is a great witness. And this," he saidof prepping witnesses before deposition, it
pointing to the autopsy photos, "is whatis imperative that you videotape all key
happened to him. We're going to ring the belldefense witnesses: company witnesses, doctors
on  this  one."and even experts. If you are in the habit of
videotaping everything, good for you. If not,
I viewed the photos silently, but all I wasnow  is  a  good  time  to get in that habit.
thinking  was,  "So  what?"
As much as possible, tell the story using
So  what?defense witnesses. Pull out the parts of
depositions that show blazing incompetence,
CONSIDER  YOUR  AUDIENCEindifference or best yet, bad motive. As much
as possible, include documents generated by
Yes, so what? These photos, the stories, thethe  defense  to  bolster  your  case.
personification of the deceased all have
their place in a trial. In a mediation, it'sAdjusters don't typically see witness
slightly different. We're not playing totestimony before trial. If they've got some
jurors. We're playing to the person who holdsawful witnesses, make the adjuster painfully
the purse strings. The insurance adjuster.aware of it. Start and end with their
Does an insurance adjuster care that yourhorrible  witnesses.
young client was Phi Beta Kappa? Not likely.
Is an insurance adjuster emotionally affectedThe  Timeline
because your client's legs were burned off
him while he sat half in and half out of theSure, a timeline is always helpful for
SUV that had just rolled over on him?audience comprehension. But in the mediation
Doubtful.presentation, you want to use the timeline to
highlight points in the process at which the
Insurance adjusters have seen the worst ofdefendants could have made different choices
the worst. They see horrific injuries everythat would have spared the plaintiff his
day. They see "perfect" plaintiffs every day.fate. Did they hire against policy? Fail to
It doesn't move them. What do insurancetrain? Decide not to inform the customer base
adjusters  care  about?of a potentially fatal flaw in the safety
product?  Put  it  in  the  timeline.
Insurance adjusters care about one thing more
than anything in the world, even more thanWHAT  ABOUT  MY  PLAINTIFF?
money.
Of course your plaintiff needs to be included
Risk.in the presentation. Doing so serves two
purposes: 1) it shows the other side that
When an insurance adjuster is listening toeither your client is a gem (or perhaps that
and watching a mediation presentation by ain this venue it won't matter if he isn't);
plaintiff, she is asking herself, "What is myand 2) it's good client relations. But the
downside here? What is my risk level?" Andplaintiff should be a coda, just a quick
she is constantly weighing the risks of goingnotice to the defense that they won't be able
to trial versus the costs of settling withto  score  big  on  "your  guy."
money that the insurance company would prefer
to  hold  on  to  for  a  little  longer.The big dollars don't lie in the beauty of
your plaintiff's life and the tragedy of his
YOUR  OBJECTIVE:  COMMUNICATE  THE  RISKloss. The big dollars lie in the adjuster's
uneasiness about the risk. And if you can get
When you start putting together yourthe adjuster's sphincter to tighten, her
mediation presentation, instead of asking,hands may well loosen.



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