| The only one that is going to get you | | | | have in place (i.e.; amount of staff in |
| out of debt is you. That doesn't mean | | | | their call centers)? |
| that you have to do it alone. There are | | | | 5. Do they have 24/7 customer account |
| many programs available that can assist | | | | access? |
| you in becoming debt free. | | | | In addition to the above, make sure that |
| One of those options is to hire a Debt | | | | the account you set up to put funds |
| Settlement company to negotiate your | | | | towards your debt settlement program is |
| debts with your creditors on your | | | | controlled and accessed only by you. |
| behalf. Debt Settlement has been | | | | Also, make sure that the company is a |
| recognized by Master Card as a | | | | member of a professional trade |
| legitimate course for individuals | | | | organization such as TASC (The |
| looking for debt solutions, read more by | | | | Association for Settlement Companies). |
| visiting: | | | | They ensure that their members meet the |
| Some readers have emailed us asking | | | | highest industry standards and |
| advice about choosing the right company. | | | | practices. To find out more about task |
| Here are some of the questions you | | | | visit |
| should ask: | | | | Based on the above criteria, we have |
| 1. How many customers have they | | | | identified two great companies that have |
| serviced? | | | | the right answers to these questions. |
| 2. What is their current dollar amount | | | | Top 2 |
| of debt under management? | | | | 1. DebtXS, LP - Addison, TX or call at |
| 3. What is their average settlement rate | | | | 800-841-9785 |
| with creditors? | | | | 2. |
| 4. What type of customer support do they | | | | |