| The only one that is going to get you out of | | | | 4. What type of customer support do they have |
| debt is you. That doesn't mean that you have | | | | in place (i.e.; amount of staff in their call |
| to do it alone. There are many programs | | | | centers)? |
| available that can assist you in becoming | | | | |
| debt free. | | | | 5. Do they have 24/7 customer account access? |
| | | | |
| One of those options is to hire a Debt | | | | In addition to the above, make sure that the |
| Settlement company to negotiate your debts | | | | account you set up to put funds towards your |
| with your creditors on your behalf. Debt | | | | debt settlement program is controlled and |
| Settlement has been recognized by Master Card | | | | accessed only by you. Also, make sure that |
| as a legitimate course for individuals | | | | the company is a member of a professional |
| looking for debt solutions, read more by | | | | trade organization such as TASC (The |
| visiting: | | | | Association for Settlement Companies). They |
| | | | ensure that their members meet the highest |
| Some readers have emailed us asking advice | | | | industry standards and practices. To find |
| about choosing the right company. Here are | | | | out more about task visit |
| some of the questions you should ask: | | | | |
| | | | Based on the above criteria, we have |
| 1. How many customers have they serviced? | | | | identified two great companies that have the |
| | | | right answers to these questions. Top 2 |
| 2. What is their current dollar amount of | | | | |
| debt under management? | | | | 1. DebtXS, LP - Addison, TX or call at |
| | | | 800-841-9785 |
| 3. What is their average settlement rate with | | | | |
| creditors? | | | | 2. |
| | | | |